How many forgotten subscriptions does the average person have?

Most people find two to three forgotten subscriptions when reviewing three months of statements.

Why do annual subscriptions get missed so often?

Because they only appear once a year, they're far less memorable than a recurring monthly charge.

Where else should I check besides my bank statement?

Your phone's App Store or Google Play Store subscription settings, which list in-app subscriptions separately.

How to Audit Your Bank Statement for Forgotten Subscriptions

Published 2026-02-23 · TrimWell Media

Direct answer: To find forgotten subscriptions, review your last three months of bank and credit card statements line by line, search for recurring merchant names, then cross-check your phone's App Store or Play Store subscription list, since most people find two to three forgotten charges this way.

Why three months, not one

A single month's statement only catches monthly charges. Annual subscriptions — often the easiest to forget entirely — only show up once a year, so reviewing at least a full quarter (and ideally your full year-end summary) is necessary to catch them.

Search by merchant pattern, not memory

Rather than trying to recall every subscription from memory, sort or search your statement by merchant name and look for repeat charges. Small, similar-sounding recurring line items ($4.99, $9.99, $14.99) are the classic signature of a forgotten trial-to-paid conversion.

Don't forget your phone

Both the Apple App Store and Google Play Store maintain a dedicated subscriptions list separate from your bank statement, covering in-app purchases that may not always be clearly labeled on a card statement.

Log everything into one place

Once you've found every recurring charge, enter it into the free TrimWell Score tool to get an instant benchmark against national averages and an auto-generated list of anything worth reconsidering.

Ready to see your own numbers? Try the free TrimWell Score calculator — no signup, no bank login, results in under a minute.

Frequently Asked Questions

How many forgotten subscriptions does the average person have?: Most people find two to three forgotten subscriptions when reviewing three months of statements.
Why do annual subscriptions get missed so often?: Because they only appear once a year, they're far less memorable than a recurring monthly charge.
Where else should I check besides my bank statement?: Your phone's App Store or Google Play Store subscription settings, which list in-app subscriptions separately.