How long does a subscription audit take?

Most people can complete a full audit and calculate their score in 10-15 minutes.

What if I don't remember every subscription?

Checking your bank statement, and your phone's App Store/Play Store subscription list, covers the vast majority of recurring charges.

Should I cancel every 'rarely used' subscription?

Not necessarily — some (like an annual software license) may still be worth keeping. Use the flag as a prompt to reconsider, not an automatic cancellation order.

How to Use the TrimWell Score to Cut Subscription Waste in 15 Minutes

Published 2026-01-19 · TrimWell Media

Direct answer: To cut subscription waste with the TrimWell Score: list every recurring charge you can find in under 10 minutes using your bank statement, mark anything unused in the last 60 days, calculate your score, then cancel everything flagged in your Trim Plan first.

Step 1: Pull your last three months of statements

Reviewing three months of bank and credit card statements is the single most effective way to surface forgotten subscriptions — most people find two to three charges they'd completely forgotten were still active. Look specifically for annual charges, since a once-a-year bill is the easiest kind of subscription to lose track of.

Step 2: Enter everything into the TrimWell Score tool

List each subscription with its category and monthly cost. If a charge is billed annually, divide by 12 to get the monthly-equivalent figure. Be honest about the 'rarely used' checkbox — this single input drives most of your Trim Plan.

Step 3: Act on the Trim Plan, not just the score

The number itself is a diagnostic, not the goal. The real value is the auto-generated Trim Plan, which lists exactly which subscriptions to cancel and how much you'd save annually. Start with the largest 'rarely used' item first for the fastest psychological win.

Step 4: Redirect, don't just delete

Canceling a subscription without redirecting the freed-up cash tends to quietly get absorbed into other spending. The tool's Growth Projector shows what that same monthly amount could become in 5, 10, or 20 years if invested instead, which gives the savings a concrete destination.

Ready to see your own numbers? Try the free TrimWell Score calculator — no signup, no bank login, results in under a minute.

Frequently Asked Questions

How long does a subscription audit take?: Most people can complete a full audit and calculate their score in 10-15 minutes.
What if I don't remember every subscription?: Checking your bank statement, and your phone's App Store/Play Store subscription list, covers the vast majority of recurring charges.
Should I cancel every 'rarely used' subscription?: Not necessarily — some (like an annual software license) may still be worth keeping. Use the flag as a prompt to reconsider, not an automatic cancellation order.